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Loan Information

Are Interest Rates Up, Up and Away?


Interest rates have been at their lowest levels in over 40 years. U.S. consumers have been able to purchase previously unaffordable homes, cars and other toys. Many have used cheap home equity loans to remodel, take vacations and pay off credit cards. Students have taken advantage of the rock-bottom student loan rates.

No Income Verification Home Equity Loan


A no income verification home equity loan is a second mortgage loan that does not require you to provide income documentation to qualify for the loan. This type of loan is great for homeowners who need a home equity loan but have hard to document income.

125% Equity Home Loans


If you are a homeowner in need of a home equity loan but you have not yet built up any equity in your home, don't despair. A 125 percent equity home loan may be the answer.

What Is A Second Mortgage?


A second mortgage is a loan that is secured by the equity in your home. When you obtain a second mortgage loan the lender will place a lien on your house. This lien will be recorded in 2nd position after your primary or 1st mortgage lender's lien, hence the term second mortgage.

Second Mortgage Loans


A second mortgage is a loan that is secured by the equity in your home. When you obtain a second mortgage loan the lender will place a lien on your house. This lien will be recorded in 2nd position after your primary or 1st mortgage lender's lien, hence the term second mortgage.

Payday Loans ? The Legal Loan Sharking Industry


Laws have been created to protect people against "Loan Shark" practices in which short-term loans are given out at excessive interest rates. There is an industry that has come of age the last couple of years that has circumvented these laws. Enter the Payday loan industry.

Secured Loans - UK Overview


Borrowing money has become more and more popular in the UK over recent years, and this is partly due to the fact that it has become far easier to borrow money. The rising popularity of consumer finance has also been aided by the wide variety of deals and the low interest rates available these days. Secured loans have become very popular with those that own property, and this type of finance deal offers affordability and excellent value for money. Secured loans are available from a wide pool of lenders, which means that consumers have plenty of choice when it comes to selecting and applying for secure loans.

No Money Down Real Estate - Fund All Your Deals With Private Lending!!


If you invest in real estate, you need cash to buy houses. Even if you have a full bank account and great credit, you?ll eventually run short on funds - or short on time to obtain a loan - for the next deal. Private lending is the answer. It is a bottomless pool of readily accessible funds: whether you have great credit or poor; whether you have cash reserves or not.

What is a Bad Credit Personal Loan?


A UK Bad Credit Personal Loan is a loan designed for the many people with a bad credit rating. A bad credit rating can make your life a misery.

What is a Home Improvement Loan?


A UK Home Improvement Loan Can Give You The Home You Want.

How to Make Sure You Become a Profitable Trader


Regardless of your trading style; day trading, swing trading, or position trading there is a simple step by step plan you can use to improve your odds for success.

A Renter in Debt? Take Out a Bad Credit Personal Loan


On average, homeowner households earn 95% more than renting households per year. With 26% of a rental households disposable income being spent on renting, in comparison to 15% of homeowners on their houses (not including maintenance), it is unsurprising that people who rent find it harder to manage and turn to bad credit personal loans for help.

Bank Auto Loans ? Best Loans for Stretch Commuters?


People have to work to survive. The desire to maintain increasingly indulgent lifestyles drives 13% of workers to travel over 100 miles a day to get to and from work. These so called ?stretch commuters? make the majority of these trips by personal vehicle, but when it comes to trading in their tired automobiles for newer models should they just settle for a bank auto loan?

No Credit? ? You Will Need a Bad Credit Loan


So you have never taken out a loan? You don?t have a credit card and you don?t have a mortgage? You always pay cash? You?re a student, a recent widow, a divorcee or from an ethnic minority group who have a tendency not to have any lines of credit? If you are any of the above then your credit score will not necessarily reflect your ability to pay as you have little or no credit history whatsoever. This will make it difficult to obtain any form of loan and in these circumstances you may have to take out a bad credit loan.

Get your Dream Car ? Get a Car Loan


You?ve probably spent years thinking that your dream car is out of your reach. But have you though about a car loan? That car you?ve always wanted could be just within your grasp!

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Earthtimes (press release)

Jumbo loans still hard to get
Seattle Post Intelligencer - 7 hours ago
By HOLDEN LEWIS Higher loan limits, set early this year by the federal government as part of an economic stimulus package, were supposed to make jumbo loans ...
At last! Mortgage rate relief arrives San Jose Mercury News
Fannie Mae Bows to Pressure on Down Payment Standard (Update1) Bloomberg
Mortgage rates increase slightly Las Vegas Review - Journal
Tampa Tribune - Bloomberg
all 637 news articles


The Consumerist

You Can Still Save Payday Loans in Ohio
Blogger News Network - 4 hours ago
by Matthew Mayer in Ohio News By Matthew Mayer This article isn’t about the pros and cons of payday loans. For that discussion, just read this or this or ...
Pawnshops may win if payday lenders lose Bizjournals.com
On payday loans, diesel prices and coal subsidies Huntington Herald Dispatch
Cash America shuts Ohio stores as lawmakers ban payday loans Houston Chronicle
The Morning Journal - The State
all 121 news articles


Govt. mulls counter-guarantee for students seeking loans
Hindu, India - 1 hour ago
New Delhi (PTI): The government was considering a proposal to provide counter-guarantee for students seeking bank loans for higher education, ...


Low-doc loans take a beating
Sydney Morning Herald, Australia - 19 hours ago
BORROWERS on low-document loans have borne the worst of the impact of the financial crisis, a senior Reserve Bank official has said, even though the loans ...
Sub-prime flow-on ending The Australian
RBA Says Australian Mortgage-Bond Market Is Improving (Update1) Bloomberg
Australia has faired subprime crisis well: RBA ABC Online
The Age - Reuters
all 29 news articles


A Thicket of Easy Loans That Entangled One Mortgage Holder
New York Times, United States - 6 hours ago
She was going to sell her house in Arizona, fix up her mother’s three-family home in Stamford using home equity loans, and then sell both houses. ...


KeyCorp sues Kobra over $12M in loans for two projects
Bizjournals.com, NC - 7 hours ago
A struggling bank has filed lawsuits against one of the Sacramento region's largest commercial developers over multimillion-dollar loans for two unfinished ...


Capital-protected share loans hit
The Australian, Australia - 20 hours ago
RELAX if you happen to own capital-protected share loans: they were hit in the buidget, but you can enjoy the tax breaks for the next five years. ...


UCO bank's novel way to attract students to avail loans
Economic Times, India - 20 hours ago
16 May, 2008, 2002 hrs IST, PTI CHENNAI: In a novel way to attract students to avail educational loans, public sector UCO bank on Friday said it would ...


Bad loans at Philippine banks inch up in February
Reuters India, India - May 16, 2008
MANILA, May 16 (Reuters) - Philippine commercial banks' non-performing loans edged up to 4.70 percent of total loans at the end of February from 4.67 ...


Fitch Affirms Hometown Commercial Capital Trust 2006-1
FOXBusiness - 5 hours ago
Should additional loans become delinquent or specially serviced, downgrades of the junior classes are possible. As of the May 2008 distribution date, ...
Fitch Affirms CSMC 2006-TFL2 Business Wire (press release)
Fitch Affirms CBA Commercial Assets Series 2007-1 FOXBusiness
all 19 news articles

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